10 of Pentacles: Tarot Card Meanings

By Lauren Williams
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10 of Pentacles Keywords


  • Wealth
  • Financial Security
  • Family Support
  • Stability
  • Inheritance
  • Prosperity
  • Accomplishment
  • Enduring Success


  • Financial loss
  • Instability
  • Broken family ties
  • Mismanaged resources
  • Lack of success
  • Lost inheritance
  • Lack of support
  • Short-term focus

10 of Pentacles Essential Meanings Snapshot


The upright 10 of Pentacles card symbolises wealth, financial independence, and family legacy. This card is all about stability and security. It suggests that your aspirations involving wealth and security are either within your reach or already achieved.

It also signifies the accumulation of material bounty and affluence that have been carefully built up and curated over the years.


The reversed 10 of Pentacles often signifies a disruption in financial security or peace within the family. This might be due to difficulties in managing wealth or choosing materials over relationships.

The card can also indicate a growth period where you need to re-evaluate your long-term financial or family goals.

10 of Pentacles Description

The 10 of Pentacles tarot card is depicted by an old man cloaked in rich robes and surrounded by family members, dogs and archways filled with abundant grapevines within pentacles. This scene takes place in a secure, peaceful town, representing stability and material wealth.

Tarot card of the pentacles.

The old man implies wisdom and time-tested values, affirming continuity and tradition. He emanates prosperity which is not only material but also signifies in-depth knowledge and wisdom gained over the years.

The dogs portray loyalty and comfort, while the fruit-laden grapevines indicate abundance and satisfaction derived after continuous hard work and dedication.

The children signify the continuation of family values and tradition, and the ten pentacles that have been arranged in the Kabbalah’s “Tree of Life” design symbolise the divine intervention in human life and spiritual transition.

Beyond the Surface: Symbolic Meanings

The card features ten golden pentacles that symmetrically arranged. In tarot readings, pentacles often symbolize material wealth or an abundance of resources – they represent the tangible, the physical, elements of life. The harmony and stability showcased by their symmetrical arrangement allude to peace and prosperity.

In the scene, there is a family gathering under a prolific vine, which is etched with pentacles. This points to a solid foundation, security, and family unity. The setting itself – an archway leading to a castle – further enhances the theme of security and wealth while also introducing elements of peace, comfort, and ultimate success.

Dual Perspectives: Upright & Reversed

Upright 10 of Pentacles

When the 10 of Pentacles appears in its upright position, it’s a sign of prosperity, wealth, and abundance. It denotes a time in your life where you feel secure and blessed materially. This card is also about culmination – reaching the point of ultimate success in matters of finance or family affairs.

Additionally, it’s not just about personal wealth but potentially inherited wealth, symbolizing long-term stability and investment. It may relate to a solid family life where everyone lives comfortably in a mutually nurturing and supportive environment. The upright position could be indicating that you’ve achieved financial and familial stability, establishing a prosperous legacy for generations to come.

Reversed 10 of Pentacles

We switch gears significantly when discussing the reversed 10 of Pentacles. It usually symbolizes financial instability or familial discord. Conceptually, it’s the opposite of its upright counterpart. Instead of wealth and abundance, the reversed position often refers to lost opportunities, financial downfall, or unstable investments.

In terms of family, it could point to conflicts, breakdowns, disputes, or psychological issues affecting the harmony in your household. It may hint at some sort of crisis or tension that’s putting a strain on familial relationships. This card in its reversed position can be a potent reminder not to take things for granted and to nurture both your financial stability and family bonds.

10 of Pentacles in Life Scenarios

The 10 of Pentacles often signifies prosperity, legacy, and establishment, but what does this translate to in real-world experiences?

Growth & Self-Discovery

In terms of personal growth, the 10 of Pentacles represents reaching a point of self-contentment, reliability, stability, and emotional wealth. It may suggest that you have gained invaluable wisdom and experiences over time and now feel enriched and mature.

Career and Creativity

In professional fields, the appearance of this card is a promising sign. It implies that you have or will soon achieve a significant milestone in your career. This success doesn’t only mean financial wealth, but it also encompasses a sense of fulfillment, accomplishment, and esteemed status. An innovative project reaching its complete fruition also falls within the ambit of this card.

Relationships & Bonds

Within relationships, the 10 of Pentacles points towards stability, security, and commitment. It frequently represents multigenerational commitment, indicating a household filled with love and unity. It suggests that you’ve established a solid, respectable home environment that others admire.

To read more about the 10 of Pentacles in the context of feelings, read our 10 of Pentacles as Feelings article.

Choices & Life Decisions

In decisions, the 10 of Pentacles is a favorable sign indicating wise choices and solid judgments. These decisions can lead to long-term success, stability, and the accumulation of wealth – not only monetarily but also within the realms of experience, knowledge, and emotional wisdom.

To read more about the 10 of Pentacles when making decisions, read our 10 of Pentacles: Yes or No article.

From Past to Present

Understanding the visual symbology and the historical context of the 10 of Pentacles can provide deeper insights into readings.

Design and Symbols

Visually, the 10 of Pentacles is a rich tapestry of symbols. At its center is often an elder figure, signifying wisdom and experience. They are surrounded by younger generations, denoting lineage, family, and heritage. The presence of coins (pentacles) refers to wealth and prosperity. The architectural structures, often castles or estates in the background, imply security, establishment, and accomplishment. Additionally, the array of dogs and nature elements embodies loyalty, companionship, and harmony with the natural world.

Through the Ages

Historically, the 10 of Pentacles originates from the system of European playing cards, transformed by occult scholars of the 18th century. It carries centuries-old motifs of prosperity and family heritage. Its iconography is closely tied to the idea of legacy – the passing of wisdom, wealth, status from one generation to another.

The 10 of Pentacles card is deeply rooted in this concept, reflecting societal norms of the past. Even though society has evolved since then, the card’s core themes remain traditional, symbolizing the pinnacle of accomplishments and the joyous realization of a well-lived life intertwined with personal wealth and communal unity.

Synergistic Card Combinations

Potent Pairing

Understanding the communication between tarot cards is essential in gaining a more profound insight during readings. The 10 of Pentacles paired with the Emperor card signals stabilising your financial situation using discipline and structure. Alternatively, when connected with the Magician, it suggests that you recognise your potential to manifest wealth.

Introspection & Meditation

This is a crucial aspect of tarot, allowing the reader to internalise the message of the cards.

Engaging with the Tarot

When the 10 of Pentacles appears during your private meditation or reflection, take it as an invitation to search for the real sources of richness in your life. Ask yourself, what gives your life meaning? Is it love, wisdom, or perhaps inner peace? Think of the ways to ensure these aspects continue to flourish.

Applying its Lessons

The wisdom of the 10 of Pentacles urges us to build something that lasts – a legacy, whether in terms of wealth, knowledge, or values. Reflect on what you would like your legacy to be, and begin to chart the course for it today through small, consistent actions. Remember, legacies are not only about what we leave behind but also the contributions we make in our present day-to-day life.


The Ten of Pentacles, a card that radiates a sense of completion, financial prosperity, and familial harmony, plays a pivotal role in tarot readings. It represents the culmination of one’s journey, where they reap the rewards of their hard work and obtain a sense of personal and financial fulfillment.

The upright Ten of Pentacles signifies wealth, financial security, family reunion, and inheritance, while the reversed represents financial turmoil or family discord and power struggles.

Ten of Pentacles speaks of life cycles, prosperity, legacy, and the power dynamics that often accompany them.

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Lauren holding a crystal ball in her hands.


Lauren Williams
Lauren merges ancient wisdom with modern insights, offering a fresh perspective on life's mysteries. She's passionate about guiding individuals through the world of astrology, lunar cycles, numerology, and tarot. When she's not charting the stars or reading tarot, she enjoys getting out in nature, hikes and yoga.